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Insurance products are subject to underwriting guidelines, policy terms and conditions. Not all coverages are available in all states. Actual policies and coverages may vary. Discounts may apply based on eligibility. Home insurance provided by TotalHouseInsure Insurance Company, licensed in all 50 states. CA License #12345. Policy obligations are the sole responsibility of the issuing insurer. TotalHouseInsure is a technology company, not an insurer. Not affiliated with any government agency.