Protecting Homes Across America
Experience the future of home insurance with our award-winning digital platform. We combine cutting-edge technology with personalized service to deliver comprehensive coverage that meets the evolving needs of today's homeowners. Get instant quotes, file claims in minutes, and enjoy 24/7 support.
What is Total House Insure?
TotalHouseInsure is a modern home insurance provider dedicated to making property protection simple, affordable, and accessible for homeowners across the United States. We combine cutting-edge technology with personalized service to deliver comprehensive coverage that meets the evolving needs of today's homeowners.
Founded in 2005, we've helped over 500,000 families protect their most valuable asset—their home. Our mission is to eliminate the complexity and frustration often associated with traditional insurance providers.
Smart Features for Modern Homeowners
Mobile App Management
Manage your policy, file claims, and access documents from your smartphone. Our intuitive app puts your insurance at your fingertips.
Instant Claims Processing
Submit claims with photos and receive approval in as little as 24 hours. No more waiting weeks for essential repairs.
Price Lock Guarantee
Your premium is locked for three years, protecting you from unexpected rate increases due to market fluctuations.
Smart Home Discounts
Save up to 20% by installing smart devices like security systems, water sensors, and fire detectors.
Automatic Renewal Protection
Never worry about coverage lapses. Our system automatically renews your policy with your approval.
Loyalty Rewards Program
Accumulate points for being claims-free and redeem them for premium discounts, gift cards, and home improvement services.
How It Works
Get a Quote
Enter your information and get a personalized quote in 2 minutes. No pressure, no obligation.
Choose Your Plan
Review your options and select the coverage that best fits your home and budget.
Get Covered
Complete your application and receive your policy documents. Protection starts immediately.
Comprehensive Coverage Options
Protect what matters most with our comprehensive insurance solutions designed for modern homeowners
Dwelling Protection
Covers the structure of your home including walls, roof, and foundation against covered perils like fire, wind, hail, and vandalism.
Personal Property
Protects your belongings like furniture, electronics, and clothing from theft, damage, or destruction.
Liability Coverage
Provides protection if someone is injured on your property or you cause damage to someone else's property.
Additional Living Expenses
Covers temporary housing and living costs if your home becomes uninhabitable due to a covered event.
Water Damage
Protects against sudden and accidental water damage from plumbing issues, appliance leaks, and more.
Power Surge Protection
Covers damage to electronics and appliances caused by electrical surges and lightning strikes.